
Episodes

Dec 1, 2023
S8, Episode 48 - ”Good Debt” vs ”Bad Debt”
Dec 1, 2023
Dec 1, 2023
17 min
It's time to get smarter about debt with this podcast episode!
Today, I break down the difference between "good debt" and "bad debt", and outline what some of the best ways to tackle it are. Hopefully this will help you learn how to be responsible while managing your personal finances better.
In this episode, you will discover…
- Why you should avoid bad debt at all costs?
- How to use good debt for building wealth?
Resources Mentioned in this Podcast:
Contact Dave for a free 30mins strategy session: 833-343-2986 or (612) 284-2409
Email: dave@doctorfreedompodcast.com
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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Nov 30, 2023
The 2023 Year End Checklist
Nov 30, 2023
Nov 30, 2023
1 min
Concerned you might be missing something before the end of the year? For example, have you been wondering how to lower your taxes? What if you could download a 2 page cheatsheet that could help guide you on how to do that?
Download our 2023 Year End Checklist to figure out the specific steps.
Just text CHECKLIST to 1-833-343-2986 and get your free copy!

Nov 24, 2023
Nov 24, 2023
18 min
So you've got a lot of debt. A lot. But you're ready to do something about it. You know that you can never pay off that debt all at once—So what's next?
The Debt Snowball and the Debt Avalanche are two of the most misunderstood concepts in personal finance, but they're also two of the most important ones.
In this episode, I’lll explain exactly what those terms mean, why they matter, and how to use them to get your finances back on track!
Resources Mentioned in this Podcast: Contact Dave for a free 30mins strategy session 833-343-2986 or (612) 284-2409

Nov 17, 2023
S8, Episode 46 - Current Rates of Student Loans
Nov 17, 2023
Nov 17, 2023
14 min
The cost of a college education in the United States is astronomical, and if you're considering attending college, you may be worried about how you can afford it. That's not to mention the fact that statistics show that Americans now carry more student loan debt than ever before.
If this has been a struggle for you or you've just been curious about current student loan rates, here's what you need to know...
In this episode, you will discover…
- The pros and cons of taking out a fixed rate or variable rate student loan
Resources Mentioned in this Podcast:
Contact Dave for a free 30mins strategy session: 833-343-2986 or (612) 284-2409
Email: dave@doctorfreedompodcast.com
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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Nov 10, 2023
S8, Episode 45 - What Is Tax Loss Harvesting?
Nov 10, 2023
Nov 10, 2023
16 min
Have you ever found yourself in these situations? You sell an investment for more than you originally purchased it for or, you sell investments at a loss than what you originally paid for them. What do you do with that tax loss?
In this episode, you will discover…
- Detailed explanation about Tax Loss Harvesting
- When is tax loss harvesting not advisable?
- Investment techniques and strategies
Resources Mentioned in this Podcast:
Contact Dave for a free 30mins strategy session: 833-343-2986 or (612) 284-2409
Email: dave@doctorfreedompodcast.com
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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Nov 3, 2023
S8, Episode 44 - When We Get Too Greedy
Nov 3, 2023
Nov 3, 2023
18 min
When does enough, become enough? Well, we all want more money. It's no wonder then that many of us chase the extra buck and get into speculative markets. Sometimes though, we need to stop for a moment and ask ourselves – when is enough, enough?
In this episode, you will discover...
- When does the desire for more money lead to speculative investments and ultimately, financial ruin?
Resources Mentioned in this Podcast:
Contact Dave for a free 30mins strategy session: 833-343-2986 or (612) 284-2409
Email: dave@doctorfreedompodcast.com
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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Oct 27, 2023
S8, Episode 43 - Are Bonds Attractive Now?
Oct 27, 2023
Oct 27, 2023
20 min
Bonds pay you interest, and the longer the duration of the bond (the number of years until it expires), the higher the interest rate. In my opinion, if you've got a long time horizon—you can hold for at least 10 years—bonds can be one of your best assets in your portfolio.
But here's the question: Are bonds attractive right now? Let me explain what I mean by that in this Episode...
Resources Mentioned in this Podcast:
Website: Locumstory.com
Contact Dave for a free 30mins strategy session: (612) 284-2409
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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Oct 20, 2023
Oct 20, 2023
44 min
Justin Sliva and Dave discuss the remarkable journey that has led him to his current position as a real estate investor. Since 2016, Justin has been involved in transactions across 43 states, specializing in raw land. He has flipped properties from a $50.00 purchase price to projects that ran in the multiple seven figures.
Now, we're excited to share this interview with Justin Sliva, in which he shares his insights on what it takes to succeed in this industry. Learn how he navigated challenges and identified profitable opportunities for his business empire.
In this episode, you will discover…
- What is a cash-flip real estate investment?
- Insights on Subdividing
- In-depth discussion about Owner Finance Land
Resources Mentioned in this Podcast:
Website: Locumstory.com
Contact Dave for a free 30mins strategy session: (612) 284-2409
Connect w/ Justin Sliva
Website: https://www.pastureholdings.com/
Podcast: https://casualfridaysrei.com/podcast/
Book: https://www.amazon.com/Coffee-Money-Real-Estate-Investing-ebook/dp/B07Q1DFZ8P
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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Oct 13, 2023
Oct 13, 2023
48 min
We’re going to take you on a journey with JT, an all-around successful entrepreneur, tech enthusiast, and family man.
JT embodies the spirit of an Arizona native and has built a life marked by dedication, adventure, and a deep sense of community rooted in his faith and family-centric upbringing as one of seven children.
Today he will share how he became successful as an entrepreneur!
In this episode, you will discover…
- JT's venture before exploring the world of land investing.
- Why Dave dislikes syndication
- What is the advantage of choosing paper assets?
- JT's tax strategy
- Tips for a successful start in Land Investing
Resources Mentioned in this Podcast:
Website: Locumstory.com
Contact Dave for a free 30mins strategy session: (612) 284-2409
Connect with JT:
Website: olmstead.properties
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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Oct 6, 2023
Oct 6, 2023
47 min
The Land Maverick Society is a rapidly-growing mastermind group led by Jaren Barnes and Assiya Barnes. The pair are land flipping experts with a wealth of knowledge and experience, and they're dedicated to helping their members achieve their goals.
In this episode, you will discover…
- Jaren Barnes's touching life story
- When should you start investing in real estate?
- The most critical aspect of any land flip deal
- How can you be more efficient with your time in real estate industry?
- What you need to know about private money lender and hard money lend
Resources Mentioned in this Podcast:
Website: Locumstory.com
Contact Dave for a free 30mins strategy session: (612) 284-2409
Connect with Jaren Barnes:
Facebook: https://www.facebook.com/groups/landmavericks
Podcast: https://podcasts.apple.com/us/podcast/land-maverick-podcast/id1681171361
Website: https://www.landmavericks.com/
For all the show notes, and more, check out the podcast website at www.doctorfreedompodcast.com
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